Supply breakdown
Shares as of Oct 26, 2026| Category | Shares | % | Value | Status |
|---|---|---|---|---|
| Circulating | 75.95M | 100.0% | $10.84B | Estimated |
| Free float | - | - | - | Unavailable |
| Insider-held, unrestricted | - | - | - | Unavailable |
| Locked team funds | - | - | - | Unavailable |
| Other restricted (unlisted classes only) | - | - | - | Unavailable |
| Total outstanding | 75.95M | 100.0% | $10.84B | Verified |
| Ownership views (overlap the categories above, never added) | ||||
| Institutional holdings (13F) | 72.90M | 96.0% | $10.41B | Estimated |
| Insider-held, all (Forms 3, 4, 5) | - | - | - | Unavailable |
Institutional and insider holdings can include both tradable and locked shares, so they are shown for reference and never added to the total. Check: no class has more shares deducted than it has outstanding, and the review found no shares that may be counted twice: reconciles.
Valuation
- Traditional$10.84B
- Fully diluted$10.92B
- Circulating$10.84B
- Free float-
- Locked team value$0
- Other restricted value$0
Locked and restricted shares
Not reviewed yet.
Institutional holders
13F, quarter ended Jun 30, 2026| Holder | Shares | % of total |
|---|---|---|
| BlackRock, Inc. | 10.22M | 13.45% |
| UMB Bank, n.a. | 4.67M | 6.16% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 4.21M | 5.55% |
| STATE STREET CORP | 4.13M | 5.44% |
| VANGUARD CAPITAL MANAGEMENT LLC | 3.13M | 4.12% |
| DIMENSIONAL FUND ADVISORS LP | 3.03M | 3.99% |
| FMR LLC | 2.67M | 3.52% |
| GEODE CAPITAL MANAGEMENT, LLC | 2.06M | 2.72% |
| WELLINGTON MANAGEMENT GROUP LLP | 1.69M | 2.22% |
| NEUBERGER BERMAN GROUP LLC | 1.56M | 2.06% |
Sum of long share positions in Form 13F reports for the quarter. 13F covers managers with over $100M in US equities; some positions are reported by more than one filer.
Insiders
Forms 3, 4 and 5Form 4 aggregation pending
Share classes
| Class | Listing | Shares outstanding | As of |
|---|---|---|---|
| Common stock | UMBF on Nasdaq | 75,952,650 | Oct 26, 2026 |
Notes and sources
- UMB FINANCIAL CORP 10-Q for period ended 2026-09-30, Cover page (0001193125-26-437096)
- SEC public float (non-affiliates): $7.57B as of Jun 30, 2025, from the 10-K cover. It is a dollar value at a past date, not circulating supply.